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Why You Need Geico Insurance | Ridesharing

Ride-sourcing or “ridesharing” as it’s commonly known is the process of transporting customers for a fee through the use of a privately-owned vehicle. It has recently become popular among drivers who are looking to gain a little extra income outside of their normal 9-5 jobs.

Unfortunately, this also brings a huge risk for rideshare drivers which they may not be aware of. Most car insurance policies do not allow “drive for hire” under a personal auto policy, so drivers run the risk of not being covered properly if they have an accident while driving for a rideshare company. It’s a gap that spawned a new “hybrid auto policy” created by GEICO called GEICO Ridesharing Insurance.

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GEICO can help with rideshare insurance.

This policy replaces the driver’s current personal auto insurance policy and provides coverage for both personal and rideshare use at the same time. The coverage is in effect when the rideshare app is off, when it is on with no passengers in the vehicle, and when it is on with passengers, bridging the gap that the rideshare companies won’t typically cover. Since GEICO Ridesharing Insurance will cover a rideshare driver whether he or she is “on the clock” or just driving for personal reasons, there is no need to worry about which policy will be primary in the event of an accident.

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